Privacy Policy - Personal Finance & Debt Management App

 Privacy Policy - Personal Finance & Debt Management App

Last Updated: May, 26 , 2026

1. INFORMATION WE COLLECT

We DO NOT collect any personal information. This app works completely offline.

Data stored locally on your device (never shared with us):

- Transaction data (income, expense, savings, sent money)

- Debt/Receivable data (person names, amounts, payment records)

- User preferences (name, email if provided, theme settings)

All data is stored ONLY on your Android device using SQLite database.

2. HOW WE USE YOUR INFORMATION

Since we don't collect any data remotely, your information is only used on your device to:

- Display your financial dashboard

- Calculate income, expenses, debts and balances

- Generate AI-based financial tips (processed locally)

- Save your preferences

3. DATA STORAGE & SECURITY

- Location: Your Android device's internal storage only

- Security: Android's built-in security features

- Backup: You can manually export data from Admin panel

- Uninstallation: All data is permanently deleted when you uninstall the app

4. PERMISSIONS WE USE

- INTERNET: Only for future updates or ads (if added). No personal data is transmitted.

- No other permissions (no camera, contacts, location, or storage access beyond app functionality)

5. THIRD-PARTY SERVICES

This app currently uses no third-party analytics, crash reporting, or advertising services. If added in future updates, this policy will be updated.

6. CHILDREN'S PRIVACY

This app is safe for all ages. We do not knowingly collect any personal information from children under 13. No personal information is required to use the app.

7. DATA EXPORT & DELETION

You have full control over your data:

- Export: Use Admin panel to export all transactions

- Delete All Data: Use "Clear All Data" button in Admin panel

- Uninstall: Simply uninstall the app to remove all data

8. YOUR RIGHTS

You have the right to:

- Access all your data within the app

- Delete any or all of your data

- Export your data

- Uninstall the app at any time

9. CHANGES TO THIS PRIVACY POLICY

We may update this Privacy Policy from time to time. Any changes will be posted with an updated date. Please review periodically.

10. CONTACT US

If you have any questions about this Privacy Policy, contact us at:

Email: fatemabegum14122007@gmail.com

Phone: +8801551952490

11. CONSENT

By using our app, you consent to this Privacy Policy and agree to its terms.

© 2026 Personal Finance & Debt Management App. All rights reserved.